Terms That Apply Before Account Access
These Terms & Conditions govern your relationship with us when you create, access or use an account. You must provide accurate details, protect your login credentials and complete any phone verification requested before account access. One person should use one account, and wallet or bank details
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must belong to you or be authorised for your use. DANA, OVO, GoPay, QRIS, virtual account and bank transfer references describe available transaction routes, not a change to these terms. We may pause an account or request clarification when details do not match, a transaction needs
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checking or activity conflicts with applicable rules. Access depends on local law, and we may restrict features where local law permits. By selecting the account acceptance step, you confirm that you have read these Terms & Conditions and will follow the rules shown at the relevant
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account, wallet and transaction stage.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.